Workers' Compensation

Welcome to Risk Management’s Workers’ Compensation information page. The University of Miami provides Workers' Compensation insurance to all eligible University of Miami personnel, employed within any of the 50 states, who perform services and receive compensation. Workers' Compensation is a form of insurance that provides medical and wage replacement benefits, to employees who are injured while performing their job duties. Workers' Compensation is the exclusive remedy for the accidental injury, occupational disease, or death, arising out of and in the course and scope of employment. The State of Florida Department of Financial Services regulates Workers' Compensation guidelines and statutes. 



Anti-Fraud Reward Program:

Rewards of up to $25,000 may be paid to persons providing information to the Department of Financial Services leading to the arrest and conviction of persons committing insurance fraud, including employers who illegally fail to obtain Workers’ Compensation coverage. Persons may report suspected fraud to the department at 1-800-378-0445. A person is not subject to civil liability for furnishing such information if such person acts without malice, fraud or bad faith.