All providers of services and/or products wishing to contract with the University of Miami are
required to maintain appropriate insurance coverage's and limits as outlined below. The following represents the University's basic insurance requirements. In order to avoid delays in orders and/or payment, the University of Miami shall be listed as the certificate holder and as an additional insured under the general liability policy in the document. Additional coverage/limits may be required for special services or activities. If you do not have a copy of this document, please contact your insurance agent.
These insurance terms do not apply to construction projects.
Please note: Vendors are not required to carry all the policies listed below, only those which
apply based on scope of work.
Commercial General Liability Limits
$1,000,000 per occurrence/$2,000,000 aggregate
*Please refer to the Additional Insured clause listed below.
Policy Endorsements Required:
*Bodily Injury
*Contractual
*Products & Completed Operations
*Personal Injury
*Independent Contractors
Sexual Misconduct
Where applicable, $1,000,000 per occurrence/$3,000,000 aggregate
*Please refer to the Additional Insured clause listed below
Liquor Liability
Where applicable, as a stand-alone policy or may be included in CGL above.
Worker's Compensation
Statutory limits set by the State of Florida
Automobile Liability
Where applicable, Policy Endorsement requirements:
*Bodily Injury/Property Damage Limits: $1,000,000
*All vehicles
Excess Liability
Where applicable, Limits: $5,000,000
Professional Liability
Where applicable, Professional liability (medical/health) $1,000,000 per occurrence/$3,000,000
aggregate.
*All other Professional Liability $1,000,000 per occurrence/$1,000,000 aggregate
Cyber Liability
Where applicable, $5,000,000 per occurrence
Additional Insured: (this must be shown on the certificate).
The University of Miami, a non-profit corporation, is named as an additional insured with respect
to general liability coverage.
Certificate Holder: (this must be shown on the certificate).
University of Miami
Department of Risk Management
PO Box 248106
Coral Gables, FL 33124-2945
A Certificate of Insurance must be submitted to the office of Risk Management at least (2) two
weeks prior to the execution of any contract or purchase order. If you have any questions, please
do not hesitate to contact us at:
Phone: 305-284-3163 / Fax: 305-284-3405
Email: umcerts@miami.edu.
